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FHA home inspection checklist

Download this free FHA home inspection checklist to verify that a home for sale meets FHA standards.

An FHA home inspection checklist enables a home inspector to conduct a thorough home inspection to ensure it qualifies for an FHA loan.

This page will discuss:

  • What is an FHA loan?
  • The purpose of an FHA home inspection checklist
  • Benefits of using an FHA home inspection checklist app

What is an FHA loan?

An FHA (Federal Housing Administration) loan is a mortgage that is designed for low- to moderate-income homebuyers and people with lower credit scores than a conventional mortgage. It typically requires a lower down payment than a conventional loan and is insured by the Federal Housing Administration.

What are the requirements of an FHA inspection?

Since the mortgage will be insured by the Federal Housing Administration, homes must undergo a more in-depth inspection than others before they can be approved for an FHA loan. An FHA inspection covers all aspects of the structure, from the foundation to the electrical system, to evaluate the true market value of the home and ensure it meets FHA standards.

Who uses an FHA home inspection checklist and why?

Home buyers must pay for a professional inspector to conduct an FHA inspection on their home to verify that the home is worth at least as much as the selling price, which protects both the buyer and the lender.

Why use an FHA home inspection checklist app?

An FHA home inspection checklist app streamlines FHA inspections by enabling inspectors to conduct surveys quickly and efficiently using their mobile device. They can attach photos and videos to the inspection to verify that the structure meets FHA standards and even send a report to the lender directly from on site, rather than going back to the office to transcribe the data into a computer. Using an inspection app, inspectors can also easily locate and keep track of the inspections to be done each day and plan the most efficient route by looking at a map right on their phone.

Download the checklist

What is Fulcrum?

Organizations worldwide trust Fulcrum’s SaaS-based data collection platform to capture and share reliable information about field activities, much faster than paper or other digital solutions. Standardized, easily customized, and well-integrated data collection delivers improved clarity for decision-making and better productivity for lower costs.

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Digitally transform your processes with a single platform that increases productivity, improves data quality across all use cases, and securely delivers real-time data.
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Jim Metz - speeds things up, adhering to safety sop

Jim Metz

Vice President of Safety
FM Sylvan
Fulcrum speeds things up. It was almost instantaneous. It allows accountability for people running the job to see what their guys are doing to make sure they’re adhering to safety policies.
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Aaron Vanover - catch more issues

Aaron Vanover

Manager of Quality Assurance and Quality Control
Halton Company
Using Fulcrum, Halton Company’s quality control team provides richer, better documented support, enabling them to catch more issues.
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Daniel Stepner - easy to use, customer service

Daniel Stepner

Senior Consultant
I have used many programs for field asset inspections. Fulcrum has been the easiest to set up, use in the field, and update. The service provided by the Fulcrum team has been top-rate.
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James Watts - safety once you close the loop from action to insight

James Watts

Director of Health and Safety
Snavely Forest Products and Weekes Forest Products
Fulcrum helps us improve processes and make our work environment safer by streamlining inspections, surfacing inspection-related insights, and managing follow-up actions. Once you close the loop from action to insight to further action, the possibilities are limitless.
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Gavin Kelley - training period short, same data whether junior/senior collector

Gavin Kelley

Senior Software Developer
Tilson Tech
It is so easy to use that our training period is greatly shortened. Data quality is very important to us so it can’t be overly complicated. We still get the same data quality regardless if it is a junior or senior data collector.
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